*{
margin:0;
padding:0;
box-sizing:border-box;
font-family:Arial,sans-serif;
}

body{
background:#f7f9fb;
color:#222;
line-height:1.6;
}

.container{
width:90%;
max-width:1100px;
margin:auto;
}

header{
background:white;
padding:20px 0;
box-shadow:0 2px 8px rgba(0,0,0,.05);
position:sticky;
top:0;
}

.nav{
display:flex;
justify-content:space-between;
align-items:center;
}

.hero{
padding:90px 0;
text-align:center;
background:white;
}

.hero h1{
font-size:50px;
margin-bottom:20px;
}

.hero p{
font-size:20px;
max-width:700px;
margin:auto;
margin-bottom:40px;
color:#555;
}

.btn,.btn-small{
background:#2563eb;
color:white;
text-decoration:none;
padding:15px 35px;
border-radius:10px;
display:inline-block;
transition:.3s;
}

.btn:hover,.btn-small:hover{
background:#1d4ed8;
}

.warning{
padding:70px 0;
background:#fff7ed;
}

.warning ul{
margin-top:20px;
padding-left:25px;
}

.steps{
padding:90px 0;
}

.cards{
display:grid;
grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
gap:25px;
margin-top:40px;
}

.card{
background:white;
padding:30px;
border-radius:15px;
box-shadow:0 10px 30px rgba(0,0,0,.05);
transition:.3s;
}

.card:hover{
transform:translateY(-5px);
}

.faq{
background:white;
padding:80px 0;
}

.question{
margin-top:30px;
}

footer{
padding:40px 0;
text-align:center;
background:#111827;
color:white;
margin-top:60px;
}

@media(max-width:768px){

.hero h1{
font-size:36px;
}

.hero p{
font-size:18px;
}

}